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DEPOSIT ACCOUNT

OCBC 360 Account

Fast tracking your career? Don't forget your savings! Get an account that earns a higher interest when you credit your salary, insure or invest and more.

  • 18 years old and above
  • Singaporeans, Permanent Residents, Foreigners with valid passes

  • S$1,000 initial deposit 
APPLY NOW

CURRENT PROMOTION

MAKE THE 360 ACCOUNT YOUR FIRST OCBC ACCOUNT AND GET A S$100 VOUCHER

Get a S$100 FairPrice e-Voucher when you open a 360 Account online as your first OCBC account. You must also credit your salary of at least S$1,800 to the account. Insured up to S$75,000 by SDIC. Promotion ends on 31 July 2020.

T&Cs apply.

HERE’S A SCENARIO

360 CARE FOR YOUNG PROFESSIONALS

For fresh graduates and first jobbers with up to S$15,000 in balances, the OCBC 360 Account provides 360 care for your finances. Get up to S$217.50 in interest p.a. when you’re salary crediting, saving up or purchasing wealth products such as investments and bancassurance.

Higher interest, lower minimum salary.

Get up to 1.25% p.a. in interest for fresh graduates with a minimum monthly salary of S$1,800.

EARN AS YOU SAVE AND SPEND MORE

Looks too good to be true? Let’s translate all those numbers into tangible benefits. After all, you’re a fresh graduate, and you must have tonnes of money in the account to see any benefits, right?

With an account balance of just S$15,000, you could earn yourself a free monthly subscription of your favourite streaming services just by crediting your salary and saving up with OCBC.

How to earn bonus interest on the first $70,000 of your account balance

Earn up to 1.2% per year simply by crediting your salary, and enjoy even more interest as you grow your wealth with us.

You will earn a base interest of 0.05% a year on your entire account balance regardless of whether you fulfil the below categories.

How it works

Earn bonus interest (% per year) on the first S$70,000 of your account balance.

First S$35,000

Next S$35,000

First S$35,000

0.6%

Next S$35,000

1.2%
Salary

Credit your salary of at least S$1,800
through GIRO.

How to earn the bonus interest

  • Credit your salary of at least S$1,800 into the OCBC 360 Account.
  • Only salary credit through GIRO with the transaction description "GIRO - SALARY" in your statements will qualify for this bonus.
  • To set up your OCBC 360 Account as your salary crediting account, please inform your HR department of your new account number. You will only need to do it once.

More Questions?

First S$35,000

0.2%

Next S$35,000

0.4%
Save

Increase your account balance by S$500 compared to the previous month.

How to earn the bonus interest

Increase your account's average daily balance in the current month by at least S$500 from the previous month's average daily balance.

More Questions?

First S$35,000

0.6%

Next S$35,000

1.2%
Wealth

Insure or invest with OCBC Bank and earn this bonus interest for 12 months.

How to earn the bonus interest

Purchase any new eligible financial product from OCBC of at least the minimum amount as follows

Eligible financial products Minimum qualifying amount


Regular premium insurance category 1 S$4,000
Regular premium insurance category 2 S$2,000
Single premium insurance S$20,000
Unit trusts S$20,000
Structured deposits S$20,000
Bonds and structured products S$200,000

Note: The minimum placement amount to qualify for the wealth bonus may differ from the minimum premiums required for insurance products. Speak to our financial consultants for more details. They can aid you by performing a Financial Needs Analysis (FNA) to ensure that the product you purchase meets your financial needs.

You need to be the primary account holder of the OCBC 360 Account as well as the policyowner of the eligible insurance product or single name account holder of the eligible investment product.

This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.

More Questions?

Grow

Maintain an average daily balance of at least S$200,000 to earn this extra bonus each month.

0.8%

How to earn the bonus interest

Your account's average daily balance for the month must be at least S$200,000.

More Questions?

Interest Calculator

Calculate your interest

Find out how you can earn up to 2.15% a year and more on your first S$70,000 account balance.

1

Understanding your savings

1

Understanding your savings

What’s your current account balance?

S$

What was your account balance last month?

S$

Your incremental balance is

S$
2

What do you do with your account?

2

What do you do with your account?

I credit a salary of at least S$1,800 via GIRO

3

Do you invest or insure in eligible products with us?

3

Do you invest or insure in eligible products with us?

I have purchased an eligible wealth product

$

Here’s what you will earn

$

Here’s what you will earn

Your total interest per month1
S$0.00

  • Base interest S$0.00
  • Salary Bonus S$0.00
  • Save Bonus S$0.00
  • Wealth Bonus S$0.00
  • Grow Bonus S$0.00

Disclaimer
1The amount is calculated on per month (31 days) basis, this is for illustration purposes only.
The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.

How to get your OCBC 360 Account

Instant account opening will undergo maintenance to improve your online banking experience. Thank you for your patience.

Apply online

For Singaporeans and Singapore PRs only

Account is opened immediately with MyInfo

Online Banking

For existing OCBC Savings or Current Account customers, your account will be opened within 1 working day.

 

Visit a FRANK Store

Visit any FRANK Store and let our FRANK Ambassadors guide you through the sign up process.

What do I need to prepare

For Singaporean/Singapore PR:
  1. NRIC
  2. S$1,000 for initial deposit
  3. One of the following:
  • Local phone bill
  • Half-yearly CPF statement
  • Any bank statement
For foreigners residing in Singapore:
  1. Passport
  2. Employment Pass or S-Pass
  3. S$1,000 for initial deposit
  4. One of the following:
  • Local phone bill
  • Half-yearly CPF statement
  • Any bank statement

FAQ

Have questions about the revision to interest rates and updates to the terms and conditions governing the OCBC 360 account? Find out more.

ADDITIONAL SERVICES

MAKING ALL THE RIGHT MOVES

GREATER REBATES WITH FRANK CREDIT CARD

Pair your OCBC 360 Account with a FRANK Credit Card. Earn 6% on spending purchases, up to 5% on entertainment, and 0.3% rebate on everything else.

GREATER CONVENIENCE WITH OCBC DIGITAL BANKING

Set aside money automatically with Savings Goal, track your expenses easily with Money In$ights, and invest digitally via the enhanced banking app.

KNOWLEDGE IS MONEY

GETTING AHEAD IN THE SCHOOL OF LIFE

FRANK X WOKESALARYMAN GUIDE

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If you can’t open a high yield savings account, forget about financial independence. But if you’re serious about it, you can start with the OCBC 360 Account.

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