Home of making money and sense

Stash your cash for the things you want most

Saving goals are mini-accounts that you can create within internet banking to stash away your money. Money in these mini-accounts can’t be used until you release them.

Perfect for creating disciplined saving habits till your saving target is reached.

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Check off your wishlist

You deserve all the nice things so why not get your hands on them with Savings Goals – it automatically saves money for you each month, all within one bank account!

  • Cultivate a disciplined saving habit
  • No need to open a second account just for savings
  • Take your money out anytime
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  • Pick a category

    Savings Goals comes with 6 different categories so you can sort your money. But don’t worry, you can always create and customise your own category if ours are too #basic for you.

  • Set your target

    A big goal gets easier to achieve if you break it down into smaller steps. Here’s how:

    • Enter your goal details
    • Set a monthly amount
    • Watch your money automatically go toward your goal, no separate account needed!

  • Track your progress

    Check the status of your Savings Goals to track every little milestone.

  • Manage your goals

    Sort your goals, top up or give them a boost, extend the date or even take the money out whenever you need. Your money, your goals.

  • Mission accomplished!

    Once you’ve reached your goal, you can release the money back to your bank account. Truly adulting.

  • Pick a category

    Savings Goals comes with 6 different categories so you can sort your money. But don’t worry, you can always create and customise your own category if ours are too #basic for you.

  • Set your target

    A big goal gets easier to achieve if you break it down into smaller steps. Here’s how:
    Enter your goal details
    Set a monthly amount
    Watch your money automatically go toward your goal, no separate account needed!

  • Track your progress

    Check the status of your Savings Goals to track every little milestone.

  • Manage your goals

    Sort your goals, top up or give them a boost, extend the date or even take the money out whenever you need. Your money, your goals.

  • Mission accomplished!

    Once you’ve reached your goal, you can release the money back to your bank account. Truly adulting.

Need inspo to kick start your savings goals?

I’m saving up for

  • My dream home 🏡

  • that latest gadget 💻

  • A safari trip 🦒

  • A wardrobe revamp 👟

  • new wheels 🚗

Conquer your savings goals
with OCBC Mobile Banking

Download app
Download app
Download app
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FAQ

See all FAQ

  • How do I access Savings Goal?

    Savings Goal can be accessed through online or mobile banking.
    Online banking users can search for Savings Goal on dashboard once login, located on the right panel.
    Mobile banking users can access Savings Goal by tapping on top left menu > Track and Manage > Savings Goal; top left menu > Track and Manage > MoneyIn$ights > scroll down the page to Savings Goal; dashboard once login to mobile banking;

  • Will I be able to access or withdraw the money that is deposited into the designated savings goal account?

    No, you will not be able to withdraw or access the money that is contributed into the savings goals, however, you will be able to unlock and release the money set aside in savings goals to regain access to the money or for ATM withdrawal.

  • When money is deducted to my savings goal, will it show the deduction in my current/savings account?

    Yes, you can refer to available balance amount after the deduction has been made from your current/savings account to deposit into your savings goal.

  • How long can I pause my recurring contribution towards savings goal?

    You may pause the recurring deposit for as long as you want.

  • Will I still be entitled to the interest rate for my current/savings account If I were to create 1 or multiple Savings Goal?

    Yes, the interest rate will remain the same to your account type