Taking up an education loan is the first step towards making an overseas education possible. Such loans are meant for students who may not necessarily be able to start repaying the loan until they have graduated and found a job.

Leaving Singapore to study overseas will be life-changing. Not only will you have a brand new life in a foreign country, you’ll also be living apart from mum and dad for the first time. You’ll have to grapple not only with the challenges of studying at university level, but also the complexities of cooking, cleaning and managing your money.

Leaving Singapore for an overseas education is a big decision. Between the tearful goodbyes at Changi Airport and your mum's repeated reminders to eat enough vegetables, you're no doubt hoping that this period spent abroad will broaden your horizons.

You’re about to graduate from JC, poly or a bachelor’s degree course, and you’d like to embark on further studies. One option is to enroll at an overseas university. 

Studying abroad will possibly cost more financially than remaining in Singapore, but can also be a lot more rewarding enable you to grow more as a person.

That’s quite the dream, isn’t it? Living away from your parents, making day trips out to the countryside over weekends, enjoying the cool weather and making your friends back home jealous with all the amazing experiences you get to have. Of course, you have lectures to attend and examinations to sit for, but what a whole lot of living in between!

Some things you need to think through: do you want a Master's Degree because of the prestige of it, or because everyone does it, or because of the opportunity of going overseas? Will a Master's Degree actually help you in getting future work opportunities?

Some fields do require you getting as high a degree as you can get, such as scientific research or lecturing. On the other hand some fields value experience more than on-paper degree. Which one is yours? Discern and prioritise. On top of that, do you know exactly what field you are interested in for your further studies? Work will help you find it.

Change is the only constant. Know that the degree you have won’t be relevant forever. Information is regularly being discovered and updated, making your knowledge almost obsolete after some time. Being in a Knowledge Based Economy (KBE) such as Singapore’s makes upgrading even more crucial.

Check your pockets. Further studies require a significant financial investment to the tune of a 5-digit sum, more if you’re after an MBA. Working right after getting that bachelor’s degree on the other hand can give you a financial head start though. Do some bankbook balancing and see if you’re financially ready.