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DEBIT CARD

FRANK Debit Card

Your passport to the world of FRANK. Save when you spend on the things you already love. 

  • *NEW* - Receive and use your digital card instantly when you apply via MyInfo.
  • Choose from our selected stylish card designs.
Apply now

COOL DROPS TO MATCH
YOUR VIBES

Earn S$18 cash credit when you deposit S$188 in fresh funds!

Find out more

unlimited 1%
in cashback on

  • Online shopping

  • convenience stores

  • Transport

  • Fast food

  • Drinking places

  • Eco Friendly

  • Taobao
    Lazada
    SHEIN
  • Cheers
    7-Eleven
  • Comfort and CityCab
    Go-Jek
    Grab
    Ta-da
    SimplyGo
    SBS Transit
  • Order online or in stores at selected fast food and dining merchants
  • Zouk
    Stickies
    Harry's
    Cash Studio
  • BlueSG
    Ugly Food
    Scoop Wholefoods

Earn cashback when you spend at least S$400 a month at these merchants and more.
See Terms and Conditions.

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BONUS QUARTERLY PROMOTION

GET A 1% CASHBACK BOOST ON APPLE AND SAMSUNG DEVICES

This is the best time to see to your back-to-school needs! From now till 31 October 2023, earn 1% cashback when you shop at Apple.com, Apple stores, Samsung.com and Samsung stores.

Terms and conditions apply.

FRANK DEBIT CARD + ACCOUNT

LEVEL UP YOUR SAVINGS GAME WITH THE FRANK ACCOUNT

  • S$0
    initial deposit

    You don't need a single dollar to get started. Just open the account and you're good to go!

  • S$0
    fall below fees

    Saving up for something big or looking to stretch your budget further? Do it all without any fear of extra charges.

  • 4x
    higher interest

    Grow your savings while you live your best life with up to 0.2% a year in interest.

National Day Card Designs

8 Limited Edition Designs

To commemorate Singapore’s 58th National Day, we have collaborated with the little dröm store to create 8 limited edition FRANK Debit Card designs. These were inspired by iconic elements that embody the spirit of Singapore. Founded by 2 graphic designers, the little dröm store produces quirky merchandise inspired by ‘everyday Singapore’. Learn more about the store, its founders, and get into the inspiration and stories behind their creations.

FIND YOUR #FRFR AESTHETIC

MATCH YOUR DRIP WITH MORE THAN 60 CARD DESIGNS

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

FLASH DEALS

GRAB THESE 1-FOR-1 KLOOK DEALS!

Enjoy 1-for-1 deals on selected activities when you use your FRANK card for purchases made on Klook. Available only till 29 February 2024.

Latest drop

EXCLUSIVE THE SIMPLE SUM CARD DESIGNS

Get your hands on the limited edition FRANK Debit Card featuring The Simple Sum characters: Sam the sotong, Ah Long the shark and Ollie the otter.

The Simple Sum is a financial literacy platform that empowers young adults to successfully manage their financial journey.

Follow @frankbyocbc and @The Simple Sum on Instagram to get first dibs on the upcoming FRANK x The Simple Sum Youth Financial Series!

ONGOING SPECIALS

ENJOY THESE LIMITED-TIME OFFERS

National Day Sign-up Promo
Win up to S$58 in Cashback

Celebrate Singapore’s 58th birthday with FRANK! Apply for a FRANK Debit Card between 1 and 31 August 2023. Charge at least S$58 to your Card by 30 September 2023. You will stand a chance of earning cashback ranging from S$5.80 to S$58.

Terms and conditions apply.

Celebrate Singapore’s 58th birthday with FRANK! Apply for a FRANK Debit Card between 1 and 31 August 2023. Charge at least S$58 to your Card by 30 September 2023. You will stand a chance of earning cashback ranging from S$5.80 to S$58.

Terms and conditions apply.

OTHER PROMOTIONS
FRANK X SHOPEE DEBIT CARD DESIGN

Apply for a Shopee design FRANK Debit Card by 31 August 2023 and receive a S$10 Shopee Voucher. Limited to the first 100 eligible applicants.

Terms and conditions apply.

Apply for a Shopee design FRANK Debit Card by 31 August 2023 and receive a S$10 Shopee Voucher. Limited to the first 100 eligible applicants.

Terms and conditions apply.

CHINESE NEW YEAR PROMO

GET S$18 WHEN YOU JOIN US NOW

From 1 January to 31 March 2024, receive S$18 cash credit when you apply for both a FRANK Account and FRANK Debit Card, and deposit S$188 in fresh funds. Fresh funds must be maintained until the end of next month.

Terms and conditions apply.

National Day Sign-up Promo

Win up to S$58 in Cashback

Celebrate Singapore’s 58th birthday with FRANK! Apply for a FRANK Debit Card between 1 and 31 August 2023. Charge at least S$58 to your Card by 30 September 2023. You will stand a chance of earning cashback ranging from S$5.80 to S$58.

Terms and conditions apply.

USE YOUR DIGITAL CARD INSTANTLY

Don't have time to waste? Access your debit card and account right away when you apply online.

MEET YOUR NEW ALL-IN-ONE SIDEKICK

The all-in-one debit card that's always got your back – and earns you real perks along the way.

GET YOUR CASH FIX IN A FLASH

No card, no problem. Simply hit up any OCBC ATM to withdraw cash conveniently using the QR code. It's that easy!

KICKSTART YOUR FINANCIAL INDEPENDENCE

Take control of your everyday finances and keep track of your expenses with a 24/7 accountant at your fingertips.

Learn more

Before you apply
  • Eligibility

    Min. age

    16 years old

  • Fees for FRANK Debit Card

    Annual fees

    S$0

    Card design fees

    S$0

    Card replacement fees

    Waived for first 2 replacements within 12 months from the first card replacement

    Fees for foreign currency transactions

    3.25%

    Currency conversion fee

    2.80%

  • Fees for FRANK account

    Initial deposit

    S$0

    Monthly service fees

    S$0

  • what to prepare

    Singaporeans or Singapore PR

    NRIC
    Documents for new OCBC customer

    Foreigners

    Passport with 6 months' validity
    Employment Pass, Special Pass or Student Pass
    Documents for new OCBC customer

  • APPLICATION GUIDE

    Singaporeans or Singapore PR with Singass (Instant Approval)

    Foreigners

    Apply via form application or visit any FRANK store

READY TO SIGN UP, FOR REAL FOR REAL?

No Singpass account? Let us guide you through the application process from start to finish.

  • How long does it take for new/replacement card to reach me?

    It takes about 10 working days.

  • How do I change my card design?

    If you are an existing FRANK Debit Cardmember and wish to change your design, you may head down to any OCBC Branches.

  • My card is expiring soon. What should I do?

    A renewal card will be sent to you one month before it expires. Your card will be mailed to your mailing address.

  • Can I change my card design once it expires?

    You may submit the following form - Debit Card Maintenance Form indicating the NEW design of your choice. Alternatively, you may head down to any OCBC Branches to request for a change of card design.

  • What are the replacement charges for the FRANK Debit Card?

    Card replacement fee is waived for up to 2 replacement in 12 months period and a S$30 card replacement fee applies from 3rd card onwards. From 1 January 2023, the card replacement fees from 3rd card replacement onwards will be updated to S$32.40.