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DEBIT CARD

FRANK Debit Card

Your passport to the world of FRANK. Save when you spend on the things you already love. 

  • *NEW* - Receive and use your digital card instantly when you apply via MyInfo.
  • Choose from our selected stylish card designs.
Apply now

LIVE, PLAY AND EARN
UNLIMITED CASHBACK

Perfect for students

You want to play hard and live your best life – we get it. That is why the FRANK Debit Card gives you the freedom to earn rewards on your own terms. With nothing stopping you, there are no limits to what you can earn!

Have a Singpass account? Apply easily using MyInfo and get instant approval.

  • 1% in unlimited cashback

    on all the things you love
  • 2% in bonus cashback ON SHOPEENEW

    (till 30 June 2023)
  • 60 card designs

    to own your style

Apply for a FRANK Debit Card and cop $10 in cashback + vouchers!

Get details

USE YOUR DIGITAL CARD INSTANTLY

Don't have time to waste? Access your debit card and account right away when you apply online.

MEET YOUR NEW ALL-IN-ONE SIDEKICK

The all-in-one debit card that's always got your back – and earns you real perks along the way.

GET YOUR CASH FIX IN A FLASH

No card, no problem. Simply hit up any OCBC ATM to withdraw cash conveniently using the QR code. It's that easy!

KICKSTART YOUR FINANCIAL INDEPENDENCE

Take control of your everyday finances and keep track of your expenses with a 24/7 accountant at your fingertips.

Learn more

unlimited 1% in cashback on

  • Online shopping

  • convenience stores

  • Transport

  • Fast food

  • Drinking places

  • Eco Friendly

  • Taobao
    Lazada
    SHEIN
  • Cheers
    7-Eleven
  • Comfort and CityCab
    Go-Jek
    Grab
    Ta-da
    SimplyGo
    SBS Transit
  • Order online or in stores at selected fast food and dining merchants
  • Zouk
    Stickies
    Harry's
    Cash Studio
  • BlueSG
    Ugly Food
    Scoop Wholefoods

Earn cashback when you spend at least S$400 a month at these merchants and more.
See Terms and Conditions.

BONUS QUARTERLY SPECIAL PROMOTION

ENJOY 2% CASHBACK BOOST ON SHOPEE

Time to add everything on your wishlist into your cart! From now till 30 June 2023, earn 2% in cashback when you shop on Shopee with your FRANK Debit Card. Plus, get S$15 off* if you are a new Shopee user with the promo code: NEWFRANK15.

Terms and Conditions apply.
*Limited to the first 500 new Shopee users.

FRANK DEBIT CARD + ACCOUNT

LEVEL UP YOUR SAVINGS GAME WITH THE FRANK ACCOUNT

  • S$0
    initial deposit

    You don't need a single dollar to get started. Just open the account and you're good to go!

  • S$0
    fall below fees

    Saving up for something big or looking to stretch your budget further? Do it all without any fear of extra charges.

  • 4x
    higher interest

    Grow your savings while you live your best life with up to 0.2% a year in interest.

EXCLUSIVE SIGN-UP PROMOTION

NO MORE PROMO FOMO.

You are just two steps away from earning S$10 in cashback! First, apply for a FRANK Debit Card. Then, charge at least S$30 to your card by the last day of the month, following the month you applied in (e.g. if you applied in April, charge S$30 to your card by 31 May).

Plus, score great prizes in our exclusive launch giveaway! Be one of the first 1,000 customers to successfully apply for the FRANK Debit Card. Look out for an email within 2 weeks from card approval date with instructions on how to redeem your prize.

Terms and conditions apply.

Prizes up for grabs

  • Grab Gift Code S$5
  • Shopee Promo Code $10
  • Lazada Gift Card $10
  • Comfort Delgro Group Voucher $5 or $10
  • An Acai Affair Code $5 or $10
  • Scoot Voucher $150
  • VIU Premium subscription (6 months)
Happening now

Exclusive MPL SG Card Designs

FRANK X MPL SG S5 IS HERE!

From now till 7 May 2023, sign up for a FRANK Debit Card and get your hands on a Time-Limited MLBB card design! Join the FRANK X MPL SG S5 Coin Quest to redeem in-game rewards, plus stand a chance to win attractive prizes like Samsung Galaxy S23 Ultra 256GB worth S$1,828! What's more, enjoy S$5 cashback each when you refer a friend to apply.

Terms and Conditions apply.

FIND YOUR #FRFR AESTHETIC

MATCH YOUR DRIP WITH 60 CARD DESIGNS

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

  • new

Before you apply
  • Eligibility

    Min. age

    16 years old

  • Fees for FRANK Debit Card

    Annual fees

    S$0

    Card design fees

    S$0

    Card replacement fees

    Waived for first 2 replacements within 12 months from the first card replacement

    Fees for foreign currency transactions

    3.25%

    Currency conversion fee

    2.80%

  • Fees for FRANK account

    Initial deposit

    S$0

    Monthly service fees

    S$0

  • what to prepare

    Singaporeans or Singapore PR

    NRIC
    Documents for new OCBC customer

    Foreigners

    Passport with 6 months' validity
    Employment Pass, Special Pass or Student Pass
    Documents for new OCBC customer

READY TO SIGN UP, FOR REAL FOR REAL?

No Singpass account? Let us guide you through the application process from start to finish.

  • How long does it take for new/replacement card to reach me?

    It takes about 10 working days.

  • How do I change my card design?

    You may submit the Debit Card Maintenance Form indicating the NEW design of your choice. Alternatively, you may head down to any OCBC Branches to request for a change of card design.

  • My card is expiring soon. What should I do?

    A renewal card will be sent to you one month before it expires. Your card will be mailed to your mailing address.

  • Can I change my card design once it expires?

    You may submit the following form - Debit Card Maintenance Form indicating the NEW design of your choice. Alternatively, you may head down to any OCBC Branches to request for a change of card design.

  • What are the replacement charges for the FRANK Debit Card?

    Card replacement fee is waived for up to 2 replacement in 12 months period and a S$30 card replacement fee applies from 3rd card onwards. From 1 January 2023, the card replacement fees from 3rd card replacement onwards will be updated to S$32.40.