
Students
Your 1st account & card. Own it.
Perk up your student journey with the FRANK Account and Debit Card – save for that overseas exchange and enjoy sweet deals all year round.
Get a Time-Limited MLBB card design when you sign up for a FRANK Debit Card. T&Cs apply.
Pit stop #1
Save, spend, repeat

FRANK Account
You don't even have to do much
We like being extra with our rates. Earn up to 0.2% a year when you save with a FRANK Account. Chill out and watch your money grow.

Why you'll love this
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S$0initial deposit
Open the account with no initial deposit
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S$0fall below fees
For youths below 26 years old
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4xhigher interest
As compared to regular savings accounts
FRANK Debit Card
Form meets function
Enjoy 1% cashback when you spend on things you love. Even better, receive and use your digital card instantly when you apply via MyInfo.
Why you'll love this
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S$0
Annual feesOnly pay for the things you buy and nothing else
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60
card designsChoose a style you vibe with in our collection
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1%
cashbackSave when you shop at ASOS, Lazada and more
Hooking you up
See all dealsWhy you'll love this
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S$0
Annual feesOnly pay for the things you buy and nothing else
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60
card designsChoose a style you vibe with in our collection
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1%
cashbackSave when you shop at ASOS, Lazada and more
Happening now
Exclusive MPL SG Card Designs
FRANK X MPL SG S5 IS HERE!
From now till 7 May 2023, sign up for a FRANK Debit Card and get your hands on a Time-Limited MLBB card design! Join the FRANK X MPL SG S5 Coin Quest to redeem in-game rewards, plus stand a chance to win attractive prizes like Samsung Galaxy S23 Ultra 256GB worth S$1,828! What’s more, enjoy S$5 cashback each when you refer a friend to apply.
Terms and conditions apply.
Pit stop #2
Go higher, wish bigger


Savings goals
Stay woke, not broke
Saving for an exchange programme? Set aside a little every month with this mobile banking feature that'll tell you when you've hit your goal.
Saving for an exchange programme? Set aside a little every month with this mobile banking feature that'll tell you when you've hit your goal.

Student Loans
Focus on acing, not paying
Go further with the help of FRANK student loans — low interest rates and flexible repayment terms.
Go further with the help of FRANK student loans — low interest rates and flexible repayment terms.
Pit stop #3
Break into the real world

Young Investor Programme
Invest in your best interest
Stock up on investing knowledge and insight with our Young Investor Programme — just 3 simple steps to unlock a world of opportunities.
Stock up on investing knowledge and insight with our Young Investor Programme — just 3 simple steps to unlock a world of opportunities.
Ready to start your
FRANK journey?
No Singpass account? Let us guide you through the application process from start to finish.

Blog
We've got your back
With us, you can bank on making informed financial decisions. Check out these tips as we spill the tea on nailing #adulting.
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Terms and conditions
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Important notices
- Automatic Standing Instruction
- Online Banking
- Insured Deposits Register
- Fees & Charges
- Deposit Insurance Scheme
- FAQ - Removal of NETS FlashPay on FRANK Cards
- Removal of NETS FlashPay feature on FRANK Debit Cards
With effect from 18 June 2016, the Debit Cardmembers' Agreement will be revised to address, among other matters, amendments and provisions relating to the introduction of digital payment services and malware risks. Please click here for the revised Debit Cardmembers' Agreement.
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Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
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Policy Owners' Protection Scheme
This plan is protected under the Policy Owner's Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).