OCBC 365 Credit Card
The true every day card that earns cashback every where, every day
- 6% cashback on everyday dining
- 3% cashback on groceries, land transport, online travel, telco and electricity
- Up to 22.1% fuel savings at Caltex (Till 30 June 2020)
- Up to 20.4% fuel savings at Esso (Till 31 January 2020)
- 0.3% cashback on everything else
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Earning Cashback
ONLINE TRAVEL
3% on:
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Online air and cruise tickets purchase
-
Online Hotel and Tour bookings (e.g. Agoda and Airbnb)
PETROL
-
5% on fuel spend at all petrol service stations locally and overseas
-
Up to 22.1% fuel savings at Caltex (Till 30 June 2020)
- Up to 20.4% fuel savings at Esso (Till 31 January 2020)
LAND TRANSPORT
3% on:
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Local and overseas private hire rides (e.g. ComfortDelGro, Ofo and Ryde)
-
Local and overseas taxi
UTILITIES
3% on:
-
Recurring telco bills
(e.g. SingTel, StarHub, M1) -
Recurring electricity bills
(e.g. Sembcorp Power and Senoko Energy)
Spend a minimum of S$800 based on posted transactions in a calendar month.
Posting date refers to the date when OCBC Bank receives the transaction details from the merchant/retailer that you make a transaction at. This may differ from your transaction date. Please refer to FAQs for more details.
If you spend less than S$800, a flat 0.3% cashback is awarded. Cashback amount is capped at S$80 per calendar month.
Complimentary Travel Insurance of Up To S$500,000
Simply charge your round-trip air/sea/land travel tickets to your OCBC 365 Credit Card, and you will get up to S$500,000 complimentary Travel Personal Accident Insurance and up to S$400 coverage for Baggage Loss (more than 48 hours).
Concierge
The Visa Signature Concierge is available 24 hours a day, 7 days a week to help you with your lifestyle needs.
Visa Signature Privilege
Visa Concierge Services
Take advantage of a host of services available to you over the phone or online, 24 hours a day from anywhere in the world.
Visa Luxury Hotels
Enjoy complimentary upgrades and other VIP privileges at participating luxury boutiques hotels and resorts.
Visa Checkout - The Easier Way To Pay Online
Enjoy exclusive movie ticket offers when you book online here with Visa Checkout.
Am I Eligible?
You must be aged 21 and above.
Singaporeans & Singapore PRs:
Minimum annual income of S$30,000.
Foreigners:
Minimum annual income of S$45,000.
Fees & Charges
Annual Fees
Principal Card
S$192.60 a year (Free for first 2 years). To earn an annual fee waiver for your OCBC 365 Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC 365 Credit Card was issued.
Supplementary Card
S$96.30 a year (Free for first 2 years)
Interest Fees
26.88% p.a.
For more information on Fees & Charges for Credit Card, please refer to https://www.ocbc.com/assets/pdf/
cards-fee-charge.pdf
What do I need to prepare
For Singaporean/Singapore PR:
Salaried employees:
-
Your NRIC
-
Latest month CPF contribution history statement or latest computerised/electronic payslip and latest income tax Notice of Assessment
These documents may be retrieved at the branch with a valid SingPass
Self-Employed, Commissioned or Variable income earners:
-
Your NRIC
-
Latest Income Tax Notice of Assessment OR Latest 12 months' CPF Contributions
These documents may be retrieved at the branch with a valid SingPass
For foreigners:
-
Your Passport
-
Employment Pass (at least 6 months validity)
-
Latest computerised/electronic payslip and latest income tax Notice of Assessment OR original company letter certifying employment and salary
Important Notices:
The Terms and Conditions governing your OCBC 365 Card Cashback Programme will be revised with effect from 1 October 2018 to meet your everyday spend.
OCBC Cardmembers Agreement
Terms and Conditions Governing OCBC 365 Credit Card Cashback Programme
Terms and Conditions Governing OCBC 365 Credit Card Cashback Programme (with effect from 1 Oct 2019)
Terms & Conditions Governing the OCBC Exclusive Cashback Promotion for New OCBC Credit Card, OCBC EasiCredit.