Here's who can apply:

• Singaporean, Singapore PR or foreigner residing in Singapore
• Non-U.S. citizens, non-Green Card holders, non-EU resident or person not residing within the EEA
• Parent or legal guardian above 18 years old and child below 18 years old for joint account holders

• Action

  effective by

  example

• Action

  Your BCIP application is received between the 1st day and 12pm on the last business day of the month.

  effective by

  We will execute your order on the 22nd of the following month from the date your application was approved (or, in the event we are unable to do so in that month, the 22nd of the second following month. We will notify you in advance if this is the case).

  example

  We received your BCIP application on 10 July 2020. Your order will be executed on the 22nd of August 2020 (or, in the event we are unable to do so in August 2020, on the 22nd of September 2020).

• Action

  Your BCIP application is received after 12pm on the last business day of the month (application will be treated as having been received by us on the first business day of the next month).

  effective by

  Your application will be deemed as having been received by us on the first business day of the next month, and your order will be executed accordingly.

  example

  We received your BCIP application at 3pm on 31 July 2020. Your application will be deemed to have been received by us on 1 August 2020.

  Your order will be executed on the 22nd of September 2020 (or, in the event we are unable to do so in September, on the 22nd of October 2020).

  If the 22nd of the month happens to be on a non-business day, the purchase will be executed on the next business day.
  The above illustrations of effective timelines apply to successful BCIP applications approved by OCBC Bank.

1. The opinions or views expressed in this document are expressed by the third parties identified, and do not represent our view.
2. This information is intended for general circulation only. It does not consider the specific investment objectives, financial situation or needs of anyone.
3. Before you make an investment, you should speak to your OCBC Relationship Manager who will assess whether the products are suitable to you based on your investment objectives, financial situation or needs.
4. If you choose not to do so, you should consider if the investment product is suitable for you.
5. We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document.
6. We do not guarantee the accuracy of this information at any time. All of the information here may change any time without notice.
7. We are not responsible for any loss or damage arising from this information.
8. Investments are subject to investment risks, including the possible loss of the principal amount invested. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance. Actual performance may differ from the projections in this document.
9. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
10. The information in this document must not be reproduced or shared without our written agreement.
11. The Bank, its related companies, their respective directors and/or employees (collectively “Related Persons”) may or might have in the future interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. The Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.
12. This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information contained herein has been prepared by OCBC Bank, the issuer and manager of the fund. It is for general information only. It does not take account of your specific investment aims, financial situation or needs.

This is not a formal offer for this product. We are not recommending that you buy this product as you must first assess whether it is suitable for your investment needs. You should speak to a financial adviser before you buy an investment product. The financial adviser will look at your specific investment aims, financial situation and particular needs before advising you on whether the product is suitable for you. Of course, if you decide not to get advice from a financial adviser, you should consider carefully whether this product is suitable for you.

The investment objective of the fund is more particularly described in the fund prospectus. You can get a copy of the prospectus of the fund from the manager of the fund, or any of its approved distributors. You should read the prospectus for details of the fund before deciding whether to subscribe for, or buy, units in the fund. The value of the units in the fund and the income building up from the units, if any, may fall or rise.

The information in this document may contain projections or other predictions regarding future events or the future performance of countries, assets, markets or companies. These may be different from actual events or results. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific company, financial product or asset class is used as an example only. We (OCBC Bank), and any of our related and connected companies, and their directors and employees (known as 'related people'), may have interests in, and may make transactions in, the products mentioned in this document. We may have connections with, and may receive a fee from, the product providers. Product providers may also be related people, who may receive fees from investors. We and our related people may also carry out or try to carry out broking and other financial services for the product providers.

We have done all we can to make sure that this document is accurate at the time of printing, but we are not responsible if there are any errors or missing information. If the document becomes out of date, we do not have to replace it. We are not responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided in this document. Please do not reproduce or share any of the information in this document without our written permission.

The Fund's investment objective is to replicate as closely as possible, before expenses, the performance of the Morningstar^® Singapore REIT Yield Focus IndexSM. The Index is designed to screen for high-yielding REITs with superior quality and financial health.

The Fund is the first to offer investors easy access to SGD-denominated, investment grade corporate bonds in affordable units. The Fund aims to replicate the performance of the iBoxx SGD Non-Sovereigns Large Cap Investment Grade Index, before expenses. This allows investors to diversify their overall portfolios with corporate bonds from high quality issuers.

The Fund's investment objective is to replicate as closely as possible, before expenses, the performance of the FTSE Straits Times Index. The Fund is designed for investors who seek an "index-based" approach to investing in a portfolio of Singapore listed securities in a cost effective and easy to access manner.

CapitaLand Integrated Commercial Trust (CICT) is the first and largest real estate investment trust (REIT) listed on Singapore Exchange Securities Trading Limited (SGX-ST) with a market capitalisation of S$11.8 billion as at 28 October 2020. It debuted on SGX-ST as CapitaLand Mall Trust in July 2002 and was renamed CICT in November 2020 following the merger with CapitaLand Commercial Trust. CICT owns and invests in quality income - producing assets primarily used for commercial (including retail and/or office) purpose, located predominantly in Singapore. As the largest proxy for Singapore commercial real estate, CICT’s portfolio comprises 22 properties in Singapore and two in Frankfurt, Germany, with a total property value of S$22.4 billion as at 30 June 2020. CICT is managed by CapitaLand Integrated Commercial Trust Management Limited, which is a wholly owned subsidiary of Singapore-listed CapitaLand Limited, one of Asia’s largest diversified real estate groups.

UOB provides a wide range of financial services through its global network of branches/offices and subsidiaries/associates: personal financial services, private banking, trust services, commercial and corporate banking, investment banking, corporate finance, capital market activities, treasury services, futures broking, asset management, venture capital management, general insurance, life assurance and stockbroking services.

Headquartered in Singapore, the multinational company's core businesses in real estate, hospitality and real estate financial services are focused in growth cities in Asia Pacific, Europe and the Gulf Cooperation Council (GCC) countries. The company's real estate and hospitality portfolio spans more than 120 cities in over 20 countries.

The principal activities of the DBS Group consists of investment holding, banking and financing, the provision of mortgage financing, lease and hire purchase financing, corporate advisory services, nominee and trustee services, funds management services, stockbroking, primary dealership in Singapore Government securities, merchant banking, factoring, credit card and venture capital operations, and other financial services.

Headquartered in Singapore, SingTel is a communications group in Asia. It provides a diverse range of services to meet the communications needs of consumers and businesses, including mobile and fixed-line voice and data, narrow band and broadband Internet services as well as integrated Information Technology and communications solutions. It has more than 125 years of operating experience within the industry.

Singapore Airlines, a full member of the global Star Alliance, is one of the world's premium airlines, with the distinction of operating a young and modern fleet. The Singapore Airlines route network extends across 160 destinations in 50 countries, including those served by Singapore Airlines Cargo, regional airline subsidiary SilkAir, and codeshare partners. Principal activities of the Group consist of air transportation, engineering services and other airline related activities.

The Keppel Group of Companies includes Keppel Offshore and Marine, Keppel Integrated Engineering, Keppel Energy, Keppel Telecommunications and Transportation, K-Green Trust, Keppel Land and K-REIT Asia, among others.

SGX owns and operates the only integrated securities exchange and derivatives exchange in Singapore and their related clearing houses. The securities exchange was the first fully electronic and floorless exchange in Asia.

The Group is organised as 4 divisions:

1. ST Aero is in aircraft maintenance and engineering with operations in Singapore, Australia, USA and UK
2. ST Kinetics is in design, development and manufacture of specialty vehicles, weapons and munitions.
3. ST Marine designs, upgrades and builds naval and commercial vessels.
4. ST Elec is one of the largest electronic systems houses in the region, with a strong track record for integrating complex systems.

StarHub is an info-communication company and the sole operator delivering a range of information, communications and entertainment services over fixed, cable, mobile and Internet platforms. StarHub operates a 3G mobile network in addition to its GSM network and is the provider of i-mode mobile Internet service over its 2.5G and 3G networks. StarHub also operates its own nation-wide HFC network that delivers multi-channel cable TV services (including Digital Cable), voice and Internet access for both consumer and corporate markets.

ComfortDelGro is a public listed passenger land transport company, with a fleet of more than 38,700 vehicles world-wide. ComfortDelGro’s businesses include taxi, bus, rail, car rental and leasing, automotive engineering and maintenance services, inspection, test and assessment services, learner drivers’ instruction services, insurance brokerage services and outdoor advertising.

Headquartered in Singapore, Wilmar is Asia's leading agribusiness group. Its business activities include oil palm cultivation, oilseeds crushing, edible oils refining, sugar, specialty fats, oleo-chemicals and biodiesel manufacturing and grains processing.

In Singapore, SPH publishes 17 newspaper titles in four languages. Every day, 3 million individuals or 79 per cent of people above 15 years old, read one of SPH's news publications. SPH also publishes and produces more than 100 magazine titles in Singapore and the region, covering a broad range of interests from lifestyle to information technology.

Beyond print, SPH newspapers dwell into several other businesses such as:

1. Internet and Mobile
2. Broadcasting
3. Outdoor Advertising
4. Properties

SembCorp Industries' principal activities are those of an investment holding company, as well as the corporate headquarters, which gives strategic direction and provides management services to its subsidiaries. The principal activities of key subsidiaries are as follows:

1. Utilities
2. Marine & Offshore Engineering
3. Environmental Management
4. Industrial Parks

Mail in the completed application form with copies of:

Mail in the completed application form with copies of:

Child’s documents

Parent / Legal Guardian’s documents